Is a paternity test covered by insurance?
No. Paternity tests are generally not covered by health insurance. Most insurance companies do not consider DNA paternity tests as medical necessities. Consequently, they typically do not provide coverage for these types of tests.
However, as business models evolve, some insurance policies may change. We recommend reaching out to your specific health insurance provider to inquire about any potential coverage for paternity testing.
Does insurance cover paternity tests while pregnant?
Typically, health or medical insurances does not cover prenatal paternity tests, even when they are administered under the supervision of an OB-GYN. Insurance companies do not consider prenatal paternity tests medical procedures. They are similar to standard cheek swab tests and are generally not eligible for coverage.
There are cases where an OB-GYN may recommend one of the following procedures:
- Amniocentesis
- Chorionic Villus Sampling
DNA testing can be performed in conjunction with either procedure. This is known as invasive prenatal paternity testing, where the OB-GYN collects a DNA sample to be sent to the lab for genetic analysis along with the alleged biological father’s cheek swab samples.
Please note that this information is for informational purposes only. Contact your medical professional and insurance provider to inquire about their coverage policies. If your insurance does cover paternity testing, IDTO does not directly accept insurance payments. You would need to pay out-of-pocket and seek reimbursement from your insurance company.
Establishing paternity can be an emotional journey for everyone involved. When your medical insurance company does not assist in this process, it may slow down establishing paternity. In such cases, exploring alternative options, such as contacting social services in your state for support, may be necessary.
What steps should I take if my insurance does not cover a paternity test?
Call 888-204-0583 to schedule an appointment today. Assuming we have DNA sample collection site near your city. One of DNA consultants will assist with the necessary details for a successful DNA sample collection appointment.
What is the cost of a paternity test?
Cost of Paternity Tests
Peace of Mind DNA Testing
- Price: $199.99
- Purpose: Results are for informational use only and are not legally admissible.
- Action: Click below to learn more about our At-Home Paternity Testing service.
Legal Paternity Test
- Price: $350.00
- Purpose: Results can be used for legal matters, such as immigration or adding a father’s name to a child’s birth certificate.
- Action: Click below to learn more about Legal Paternity Testing.
Conclusion:
In conclusion, paternity tests are typically not covered by insurance companies. However, it is advisable to consult with your insurance provider and healthcare professional to understand their specific coverage policies.
Should you need paternity testing services, we invite you to contact IDTO DNA Testing Center at 888-204-0583. Our team is ready to assist you in scheduling an appointment at your earliest convenience.